Mixing Maroons - Spend Less, Save More … Get Marooned!

About Us

Mr. Maroon

Mr. Maroon

Mr. Maroon, the youngest of two siblings, the other being a sister twelve years his senior, grew up in a modest home. Being such a late addition to the family, my parents spent thirty two years of their forty six years of marriage raising two children, which left little time for focusing on themselves. My father, a school teacher and coach all his life, and my mother, a stay at home mom turned teacher’s aide and eventually a brailist, never made more than $100,000 combined at the peak of their careers. Even then, their income was supplemented with second and third jobs. In the 1980s, their earnings never topped $50,000. In the 1990s, it never topped $70,000. We weren’t poor, but we weren’t rich either. And, like most, we often found ourselves trying to keep up with those pesky Jones’, usually at the expense of carrying debt in the form of new cars, trucks, RVs, vacations, clothes, and the like.

Though I never had to do without what I needed, and rarely had to do without what I wanted, all thanks to the generosity of my parents, I had plenty of opportunity to learn that lesson – a lesson the Mrs. and I are trying to learn now, some twenty years later – but, unfortunately, rather than learning I couldn’t have something because I didn’t need it, I learned I couldn’t have something because we couldn’t afford it. Looking back now, I was happy though (if not just from pure innocence). But years later, armed with two college degrees and a surplus salary, I became addicted to buying because I finally could afford it. This brings me to where I am today: the grand realization that less really is more. I look back now to see that my parents worked hard – my father until his retirement at age sixty nine and my mother until just two years before her death at age sixty seven, lived paycheck to paycheck, and quite frankly had little to show for it. In hindsight, it’s not the life I would have chosen for them. It’s not the life I choose for myself any longer. And it’s not the life I want my children learning to live.

Mrs. Maroon

Mrs. Maroon

Mrs. Maroon is the older of two sisters growing up in what I would consider an average middle-class home. Both of my parents worked at the small business that my maternal grandparents owned. Given the nature of the business arrangement, we spent a lot of time with my grandparents… more like a whole extended family living together, with our houses being only a mile apart. So a picture of my financial background is not complete without considering the fact that my parent and grandparents often intermingled money amongst all of us. My parents made a very respectable income. My sister and I both attended private school, our family was able to take nice and sometimes extravagant vacations, including several international trips, and we never lacked for what we wanted in life. As with Mr. Maroon’s past, our family often felt the peer pressure of fitting in with friends, further compounded by attending private school where wealthy families could be found everywhere.

I was always the type to get money and hide it in the bank, whereas it burned a hole in my sister’s pocket. For the most part, I was a conservative shopper. Although I did develop a bit of a taste for name brand merchandise where I cared what name was on the tag. Even after getting out on my own, and feeling the responsibilities of adulthood and parenthood, sometimes I still long for those “desirable” tags on my clothes, shoes, purse, etc. I’ve always thought that saving money was important. But I never once considered creating a goal or target to reach. Mr. Maroon would often find annoyance in my insistence that we needed to save money towards some arbitrary target with a vague plan of ‘just don’t buy that!’ Now, as we embark on the journey of creating our own future in 2014 and beyond, I’m truly excited about what we can accomplish and build for ourselves. The true measure of our success will be the happiness and joy that we can enjoy related to our new-found financial freedoms!

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Fine Print

We, Mr. and Mrs. Maroon, or anyone that writes for this site, have no finance credentials whatsoever. Even though we may advocate certain principles of finance, this does not mean that they are correct, or that you should listen to us at all! This site is purely for entertainment purposes only.

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